What To Expect Of The Growing Popularity Of Online Education

There are so many Americans choosing to earn all or part of their college degrees online according to a 2005 research report. The report states that enrollment in online courses increased from 1.98 million in 2003 to 2.35 million in 2004. Parts of the reasons why people divulge on online education are hectic schedules and time. Not just these two reasons contribute to why people turn to online education but also changes in social and work trends as well.

Layoffs, Downsizing, and Displacement: A Springboard for Distance Learning

A greater number of people are turning to online education in order to recover or restructure their professional lives. These people were affected with the downsizing, rightsizing, voluntary severance packages, and early retirement. These are the displaced workers who wanted to return to work and need to update their skills or improve it. Homemakers displaced due to divorce need to work again and need to learn or update career skills need to avail of these online education programs. Online education are more convenient for these people since its easy to access if they online have a good internet connection and reliable computer at home.

Quality Education Programs Available Online

Many people are concerned of the quality of distance education could offer compared to traditional classroom instruction. They worry that online college courses are not that as high quality education as what traditional colleges offer. But you don’t have to worry. Most institutions that offer online education are also those traditional colleges that offer quality traditional education. Here is a report that proves it:

A survey in 2005 found that 63% of academic institutions offering traditional undergraduate degrees also offer distance or online education. They also found that 65% of institutions reported that they used primarily core faculty to teach online compared to 62% of core faculty assigned to teach classroom courses. In order to enhance your potential career or train an entirely new profession, online education offers program from individual courses to graduate degree and certification programs. You can get started on your first online college course but be sure that the online education program you are enrolling to is properly accredited and offers academic and technical support.

What to Watch Out For If You Decide to Finance at a Dealership

I am going to make this a simple article to read. I want you to be able to read this whole article and understand it before you make your next vehicle purchase.

Yeah, the economy isn’t the greatest right now. Yeah, nearly all industries are down on sales.

You see commercials on TV all the time talking about how now is the best time to buy a car. It is, BUT…..

You see, the auto industry is struggling. So of course, to get people to come in and purchase a car they need to advertise these “great” deals and show you how you can get their employee pricing! Sounds exciting, eh? Well if you walk in there with cash, maybe you are going to get a great deal. Actually, you probably are assuming you can negotiate a good deal.

But what if you are going in there without cash? Or without your own financing? Are you really going to get such a great deal? Well you may receive your dream car at employee pricing and they may promise you that its the best they can do on price.

Lets take a close look at their financing techniques.

Did you know that dealers really do shop for the best rate for you? Yeah, they do! However, they won’t give you that best rate! They shop for the best rate then give you a higher one. How? They are allowed to mark up your interest rate up to 2% higher than what they were quoted. That means that they are making profit off of the financing too. That can lead to you paying hundred to thousands more for your new car.

So think about this:

The car you are looking at costs $20,000.00 after manufacturer’s rebates. The dealership said they would take off an additional $1000.00 to get you to employee pricing. Sounds good, right? It is good. Now, you go to the financing office, they finance you at an 8% rate when you could have actually had a 6% rate. That will end up making you pay more, a lot more. They could have you paying a couple thousand dollars more in just interest! It makes that $1,000.00 discount look weak, doesn’t it?

The whole point here is to tell you that you need to be cautious when using dealer financing as if you know they aren’t making much from the car due to the incredible deal they gave you, they are going to make it up on the financing end of it.

Always negotiate interest rates. You wouldn’t ever take them up on their first offer on the price of the car would you? Nope. So treat the first offer on the interest rates the same too. A lot of dealers won’t even tell you what the rate is. Be sure to ask.

They have their own special programs through the car manufacturers to make up for lost profit. Don’t let them fool you. It is called dealer hold back. It is tough to negotiate into that.

If you would like to bring your own financing to a dealership, consider these banks from this site. Read their reviews and then choose one.

Free Website Advertising – Should You Replace PPC Advertising with Free Ways to Advertise Your Site?

Many online marketers, both new and experienced, have used ppc advertising to advertise their website businesses.PPC advertising; also known as pay per click advertising or ppc search marketing, has the potential to bring INSTANT traffic to your website.Additionally, if you only wanted to advertise your brand online, then ppc advertising can allow you to publicize your brand or promote your business name on the Internet, often at little or no cost.Many a time, however, internet marketing practitioners will encounter problems with their search marketing or ppc advertising campaigns.An online marketer like you and I could potentially spend large amounts of money on ppc advertising, but yet not make any sales or generate targeted online leads. Some of us may remember watching the number of clicks and our ppc advertising costs rising continually but without having made any sales or acquired many email leads.What could be worse is that you could end up getting jaded or disillusioned with ppc advertising methods and stop using them completely.Certainly, setting up an effective ppc advertising campaign may well require a fair amount of time and effort, sometimes over multiple attempts of trial and error.If you have tried ppc advertising, then you can probably remember all the keyword research, the webpages, tracking codes, keyword tracking systems, website analytics that you had to prepare and monitor?As an online business owner doing your own website marketing, you would probably want the biggest website advertising “bang” for your buck.Now, enter the free website advertising methods and techniques, which are also options that you can consider as alternatives to ppc advertising.Naturally, if you wanted to replace ppc advertising with free website advertising, you will need to learn how to apply online advertising and Internet marketing techniques like:1) article marketing2) marketing with online videos3) using your own website blogs as a form of free website advertising4) applying web 2.0 website advertising techniques to drive traffic to your websiteAlso, let’s not forget that you have the choice of doing forum posts, blog comments, and joint venture marketing, all of which can be very effective as methods of free website advertising.Given the many choices for advertising your website for free, should you then choose to replace your existing ppc advertising with free website advertising?Perhaps, one possible approach is this — If you are not getting the ppc advertising results you want, then you can continue to learn the methods of ppc advertising, refine your techniques, and improve your pay per click advertising skills.Meanwhile, it would certainly be a good idea for you to start learning and applying one or two other techniques in free website advertising.The additional effort that you put into free website advertising will actually complement or supplement your existing ppc advertising efforts.In other words, you can increase website traffic using free methods to advertise your website while you continue to market with and learn about ppc advertising.Suppose you are doing pretty well and making a profit with ppc advertising. If this is the case, great job!Why not also apply some of the many techniques that are available to you for getting free traffic to your website.At the end of the day, a good internet marketing strategy to adopt might be to have several effective and consistent website traffic streams that will send visitors to your site.Traffic to your websites could and should come from both free and paid website advertising sources. This approach ensures recurrent traffic to your website from a variety of advertising media and methods and will allow you to stay profitable while you make money online.

Playing Online Poker For a Living – 4 Simple Tips That Can Help You Play Cards For a Living

Card game addicts can soon start dealing out cards no matter where they are, before you could even say “Indiana Jones”. These people love this game, and no matter what, they will always find a plain simple excuse to play it. Some play online for a livingIf you are quite in their league too, it is no wonder if your fingers itch all the time to try out your luck and fortune at the card games. Well, the solution to itching fingers is only a few clicks away. You can find many web sites where you can play poker online and also win money if you are a host to good fortune and tricky skills.Card players find it easy to play card games online, since here, the ambience is quite relaxed and quiet. You never know with whom you are playing. It could be an old man or woman, or a child as well! But one thing is for sure- here no one will be able to peep and have a look as to whether you have a winning hand or not. Here, no one is there to rush you, no one to call the shots but you. But even though this seems as if the rules here are quite easy and relaxed, actually, they are not. You have to abide by certain laws which if you neglect, will result in your disqualification.o Before you start to play, you must try to decide if you are willing to play poker for your entire income. To do this, you will have to look back at the games that you played in the past, and how you handled your bankroll after a big win. Did you jump into the stakes or invest your winnings?o Then again, if you had never the chance to see so much money while playing poker, but lost about ten tournaments in a row, you have to remember what your action was. Did you move down or up in stakes? These reactions of yours are necessary to judge whether you will be able to make a living on poker.o The main trick is not how much money you win, but how you win it. When you do not have a winning hand, you have to see that you lose very little of cash. But when you have the best hand, you have to try to call the right shots at the right time to milk in a lot of money out of your opponent’s pockets. To maneuver the game carefully you have to assess the situation accurately and rely on your gut instincts.o Another key skill that you need to hone is patience. You might be able to rely on your instincts, and make quite sharp decisions at the crucial moments in the game; you might be able to calculate thoroughly the result of every move of every player around the table; you might be able to tighten your purse strings when you have no winning hand, and get the best odds to win the most when you turn out to be the lucky one, but there is still a chance that someone might come about and upset your plan and shatter it to rubbles. During these times, it is necessary that you do not lose your head, but start to build another plan, so as to win back what you have lost.These rules will help you to get to the very peak where you can earn a lot of money, and there will be no stopping you as well. Remember, rules are important in a game, so that you do not get disqualified, and you can always use them to your advantage.

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